Commercial Loan Programs - (Conventional Investor Owned)
ALB Commercial Capital was established to serve as a team member to the Mortgage Broker, Realtor, Investor, Lender or other service provider as a premier nationwide source for multifamily and commercial financing. Discover how we can offer you a competitive advantage with our competitive pricing, flexible terms, customized solutions, streamlined origination and processing, and quick closing capabilities.
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Your commercial real estate investment deserves the care that ALB Commercial Capital can provide.
Looking to purchase or refinance a commercial property? Not all commercial loans are created equal. Let our qualified commercial lending team guide you through the various commercial mortgages available to ensure that your financing supports your investment.
ALB Commercial Capital wants to get you the commercial loan rates that will match your vision and your budget. Our experienced commercial mortgage consultants, while applying up-to-date commercial loan underwriting guidelines and access to long-term relationships with commercial lenders, we are confident that your commercial investment portfolio can grow in the way it deserves.
Whether it’s a retail building, industrial park, office building, medical facility, NNN single tenant or even a special purpose type commercial property, purchase or refinancing, we have access to the small business loans or commercial loans that will get your commercial investments on track with your future.
Financing for commercial properties is underwritten on a case by case basis as every loan application is unique and evaluated on its own merits. There are, however, a few common criteria that commercial lenders look for in commercial mortgage packages. The information below is an overview of our commercial loan programs and features.
- Light-Industrial
- Retail
- Hospitality
- Assisted Living
- Self- Storage
- Mixed use properties
- Office Buildings
- Medical Office Facilities
- Auto Related
- Churches, and more
- Purchase
- Refinance
- Bridge Loans
- Owner User Loans
- Cash-Out
- New Construction
- Commercial Equity Lines
- SBA Loans
- Commercial Loan Rates – Fixed: 3, 5, 7, 10, 15, 20, and 25-year terms
- Up to 75% LTV or 75% CLTV
- Amortization- 15, 20, 25 and 30 years in some cases
- Secondary Financing: available on a case-by-case basis
- Indexes: 11th District Cost of Funds, 12 MAT, LIBOR, 1-year CMT, CODI, COSI, Prime, Corresponding Treasury Values
- Recourse and Non-Recourse available
- Full Doc, Low- doc and Stated Income Options
- As low as 1.25 DSCR
- Foreign National Programs Available
To get pre-qualified for a commercial building loan or to find out more about our Investor owned Commercial loan programs, please contact our office at 800-510-2214 to speak with one of our commercial loan advisors or click here to set up a free consultation to get pre-qualified. Disclaimer: Loan program parameters subject to change without notice.
