This was a cash out refinance loan request. Client was seeking max leverage, and best rate.
The biggest challenge we knew was max loan dollars. We needed a program that qualified at a low DCR and underwriting rate.
We placed the loan with one of our premiere credit unions that had at the time the lowest 5 year fixed rate and which they underwrote at. Allowed us to achieve a loan amount that satisfied the client. ALB Commercial Capital did it again!