• (800) 510-2214
  • info@albcommercialcapital.com
  • Cal BRE License #01379610
  • (800) 510-2214
  • info@albcommercialcapital.com
  • Cal BRE License #01379610

Commercial Loan Programs Rates as of 03/31/2021

Series 1000 Industrial/Office/Retail/Rates posted for loans>$1,000,000/lower loan amounts= Rate increase up to .25bps
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
3 Yr Hybrid 4.80% 2.75% 3 Yr CMT 9.80% 1.25 70/70/70 30/10 2,1% $400,000-$8,000,000
5 Yr Hybrid 4.95% 2.75% 5 Yr CMT 9.95% 1.25 70/70/70 30/10 3,3,2,1% $400,000-$8,000,000
7 Yr Hybrid 5.15% 2.750% 7 Yr CMT 10.15% 1.25 70/70/70 30/10 4,3,3,2,2,1% $400,000-$8,000,000
Series 2000 Office/Retail/Medical/Industrial/Mixed-Use/Mote/Hotel/warehouse/ Rates posted for loans>$1,000,000
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
6 Mo ARM 4.875% 3.00% 6 Mo. Libor 10.875% 1.25(P)/1.30(R) 70/70/70 25/10 3,2,1% $500,000-$5,000,000
3 Yr Fixed 4.05% 2.50% 6 Mo. Libor 10.050% 1.25(P)/1.30(R) 70/70/70 25/10 3,2,1% $500,000-$5,000,000
5 Yr Fixed 4.05% 2.50% 6 Mo. Libor 10.050% 1.25(P)/1.30(R) 70/70/70 25/10 5,4,3,2,1% $500,000-$5,000,000
Series 3000 Light Industrial/Office/Self-Storage/Mixed-Use-California Only and No Retail accepted at this time
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
1 YR ARM 4.20% 3.425% 6 Mo Libor 10.30% 1.25-1.35 70/70/65 25/10 3,2,1% $500,000-$6,000,000
3 Yr Fixed 4.30% 3.425% 6 Mo Libor 10.30% 1.25-1.35 70/70/65 25/10 3,2,1% $500,000-$6,000,000
5 Yr Fixed 4.40% 3.425% 6 Mo Libor 10.425% 1.25-1.35 70/70/65 25/10 5,4,3,2,1% $500,000-$6,000,000
Series 4000 Qualifying CRE Properties must be located in San Diego County,Orange County,San Bernardino County, Riverside, Los Angeles County
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
5 Yr Fixed 3.825% 2.50% 1 Yr CMT 9.825% 1.35 75/75/75 30/10 NONE $1,000,000-$10,000,000
7 Yr Fixed 4.00% 2.50% 1 Yr CMT 10.00% 1.35 75/75/75 30/10 NONE $1,000,000-$10,000,000
10 Yr Fixed 4.125% 2.50% 1 Yr CMT 10.125% 1.35 75/75/75 30/10 NONE $1,000,000-$10,000,000
Series 5000 Industrial/Self Storage/ Retail & Office-case by case basis/NNN Properties located in CA,AZ,CO,ID,NV,OR,TX,UT,WA
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
5 Yr fxed 3.850% 2.95% 6 Mo. Libor 10.50% 1.35/1.40 65/65/60 30/15 5,4,4,3,2,1% $2,000,000-$20,000,000
7 Yr fixed 3.850% 2.95% 6 Mo. Libor 10.50% 1.35/1.40 65/65/60 30/15 5,4,4,3,2,2,2,2,1% $2,000,000-$20,000,000
10 Yr fixed 4.20% 2.95% 6 Mo. Libor 10.50% 1.35/1.40 65/65/60 30/15 5,5,4,4,3,3,2,2,2,2,1,1,1% $2,000,000-$20,000,000
SBA Nationwide- subject to property & borrower qualifications
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
SBA 7A 5.25%-6.00% 2.00%-2.75% WSJ Prime Same as start Rate 1.25 85/85/85 25/25 3,2,1% $500,000 -$5,000,000
SBA 504 3.00%-4.50% 2.00%-2.75% WSJ Prime Same as start Rate 1.25 90/90/90 25/10 5,4,3,2,1% $500,000 -$4,000,000
Rates & Terms are subject to change without notice. Some restrictions may apply and borrowers are subject to qualification. This information is provided to assist real estate professionals and investors only, and is not intended for distribution to or for use by the general public. ALB Commercial Capital is a Licensed CA Broker DRE # 01379610. 2476 Lake Ave, Altadena, CA 91745