• (800) 510-2214
  • info@albcommercialcapital.com
  • Cal BRE License #01379610
  • (800) 510-2214
  • info@albcommercialcapital.com
  • Cal BRE License #01379610

Multifamily Loan Programs Rates as of 01/21/2021

Series 100 So. California & San Diego Only/ Rates posted for Loan >$750,000/Lower loan amounts=Rate Increase up to.25%
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
3 Yr Fixed 3.25% 2.750% 3 Yr CMT 8.25% 1.20 75/75/75 30/10 2,1% $400,000-$8,000,000
5 Yr Fixed 3.35% 2.750% 5 Yr CMT 8.35% 1.20 75/75/75 30/10 3,3,2,1% $400,000-$8,000,000
7 Yr Fixed 3.50% 2.750% 7 Yr CMT 8.50% 1.20 75/75/75 30/10 4,3,3,2,2,1% $400,000-$8,000,000
Series 200 Los Angeles, Orange,San Diego, Ventura,Santa Barbara, Riverside, San Bernardino/Rates Posted for loans> $750,0000
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
6 Mo. Arm 4.50% 2.50% 6 Mo. Libor 10.50% 1.20 P/RT/CO 75/75/65 30/30 1,1,1% $100,000-$7,000,000
3 Yr Fixed 3.40% 2.50% 6 Mo. Libor 9.40% 1.20 P/RT/CO 75/75/65 30/30 3,2,1% $100,000-$7,000,000
5 Yr Fixed 3.50% 2.50% 6 Mo. Libor 9.50% 1.20 P/RT/CO 75/75/65 30/30 3,3,2,1,1% $100,000-$7,000,000
Series 300 Throughout California-Primary Markets near Core Employment-Secondary Markets LTV's may be lower
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
1 YR. Fixed 3.25% 3.125% 6 Mo Libor 9.25% 1.20-1.20 75/75/70 30/30 2-1-1% $500,000-$6.000,000
3 YR. Fixed 3.40% 3.125% 6 Mo Libor 9.40% 1.20-1.20 75/75/70 30/30 3-2-1% $500,000-$6.000,000
5 Yr. Fixed 3.45% 3.125% 6 Mo Libor 9.45% 1.20-1.20 75/75/70 30/30 5-4-3-2-1% $500,000-$6.000,000
7 Yr. Fixed 3.70% 3.125% 6 Mo Libor 9.70% 1.20-1.20 75/75/70 30/30 5-4-3-3-2-2-1% $500,000-$6.000,000
Series 400 Los Angeles, Orange, Santa Barbara, Ventura, and San Diego / Loans>2.5 mill.=less 10bps, loans >50%LTV + .10bps
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
6 Mo ARM 3.20% 2.75% 6 Mo Libor 9.95% 1.20 65/65/65 30/30 2,1,1% $500,000- $10,000,000
3 Yr Fixed 3.60% 2.50% 6 Mo Libor 9.95% 1.20 65/65/65 30/30 3,2,1% $500,000- $10,000,000
5 Yr Fixed 3.50% 2.50% 6 Mo. Libor 9.95% 1.20 65/65/65 30/30 5,4,3,2,1% $500,000- $10,000,000
7 Yr Fixed 3.70% 2.50% 6 Mo. Libor 9.95% 1.20 65/65/65 30/30 5,5,4,4,3,2,1% $500,000- $10,000,000
10 Yr. Fixed 4.05% 2.50% 6 Mo. Libor 9.95% 1.20 65/65/65 30/30 5,5,4,4,3,3,2,2,1,1% $500,000- $10,000,000
Series 500 Western region-AZ,CA,CO,ID,NV,OR,TX,UT,WA/ Reduce rate 10bps for loans 50% LTV and a minimum 1.30DCR
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
5 Yr Fixed 3.40% 2.50% 6 Mo Libor 9.50% 1.20P/1.20R 75/75/75 30/30 3-3-2-2-1% $2,000,000-$15,000,000
7 Yr Fixed 3.40% 2.50% 6 Mo Libor 9.50% 1.20P/1.20R 75/75/75 30/30 4-3-2-2-1% $2,000,000-$15,000,000
10 Yr Fixed 3.60% 2.50% 6 Mo. Libor 9.50% 1.20P/1.20R 75/75/75 30/30 5-5-4-4-3-3-2-2-1-1% $2,000,000-$15,000,000
Series 600 Top/Standard Markets western Region: AK,AZ,CA,HI,ID,NV,OR,UT, and WA/ Low doc/Non Recourse
LOAN PROGRAM INTEREST RATE MARGIN INDEX CEILING MIN DCR LTV (P/RT/CO) AMOT/TERM PREPAYMENT PERIOD LOAN LIMITS
5 Yr Fixed 3.86% 3.25% 6 Mo Libor 5% over Start rate 1..20-1.25 80/80/75 30/5 5,4,3,2,1% $1,000,000-$7,5000,000
7 Yr Fixed 3.81% 3.25% 6 Mo Libor 5% over Start rate 1..20-1.25 80/80/75 30/7 5,5,4,4,3,2,1% $1,000,000-$7,5000,000
10 Yr Fixed 3.86% 3.25% 6 Mo Libor 5% over Start rate 1..20-1.25 80/80/75 30/10 5,5,4,4,3,3,2,2,1,1% $1,000,000-$7,5000,000
Rates & Terms are subject to change without notice. Some restrictions may apply and borrowers are subject to qualification. This information is provided to assist real estate professionals and investors only, and is not intended for distribution to or for use by the general public. ALB Commercial Capital is a Licensed CA Broker DRE # 01379610. 2476 Lake Ave, Altadena, CA 91745